Midas Launches Tokenized Real-World Asset Products for Retail Investors, No Minimum Investment Required

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Meet SCENE. Midas, a cryptocurrency investment firm, is rolling out new tokenized real-world asset (RWA) products aimed at retail investors. The mTBILL and mBasis products launched on Tuesday, and guess what? There are no minimum investment requirements. This opens the door for many investors, especially retail traders who often struggle to gather large sums like institutional investors do.

“Retail access to tokenized RWAs, like treasuries, is a game-changer,” says Midas co-founder Dennis Dinkelmeyer in an interview with Decrypt. “This is about giving retail the same access to high-quality assets that institutions enjoy.”

Typically, most tokenized RWA funds target institutional investors and require a hefty minimum investment of $100,000. But Midas stands out as the only RWA issuer that offers a regulatory-compliant product without these high barriers to entry.

The mTBILL product gives holders a chance to invest in lower-risk options based on U.S. T-Bills, with returns around 5%, as highlighted on Midas’ website. Both products have received regulatory approval in Liechtenstein, making them available to retail and institutional traders across various parts of Europe.

Early investors in mTBILL and mBasis can join an incentive program to boost their returns. The first 100 holders of mTBILL will earn a whopping 50% annual percentage yield (APY) for a limited time. Rewards will come in USDC stablecoin for those initial holders.

Interest in RWA tokenized funds has skyrocketed recently. Earlier this year, BlackRock launched its BlackRock USD Institutional Digital Liquidity Fund (BUIDL), which now manages over $500 million in assets, according to Etherscan data.

Meanwhile, Franklin Templeton's Franklin On-Chain U.S. Government Money Fund has seen its assets grow to about $430 million. This fund, launched several years ago, has also expanded to multiple additional chains, including Aptos and Avalanche.

Beyond these financial giants, other companies are getting in on the action. Guggenheim Treasury Securities recently launched the first-ever commercialized paper fund on Ethereum, teaming up with blockchain infrastructure firm Zeconomy.