Fuse Launches Charge: A Non-Custodial Web3 Merchant Bank for Seamless Crypto and Fiat Transactions

Fuse has just launched Charge, a new non-custodial Web3 merchant bank designed for businesses. This platform offers a wide range of payment solutions for both cryptocurrency and fiat transactions.

The goal? To provide businesses in the blockchain sector with a complete suite of financial services. This includes everything from payment processing to invoicing.

Mark Smargon, the CEO of Fuse, shared, “Advances in Web3 infrastructure and tooling have made it possible to experience digital banking on-chain.” He added that Charge combines these innovations into one platform. Merchants can enjoy non-custodial payments, invoicing, and a fiat off-ramp to transition smoothly into traditional finance.

Charge stands out in the cryptocurrency space with transaction fees as low as 0.5%. This means businesses can save money when accepting payments, generating invoices, and handling cross-border transactions.

Designed specifically for small to medium-sized businesses (SMBs), Charge simplifies transactions in both cryptocurrencies and fiat. This makes international commerce easier. Plus, being non-custodial means clients have full control and ownership of their assets at all times.

Charge also offers a flexible and user-friendly banking service for SMBs. This includes cryptocurrency startups and e-commerce stores. With full API support, developers can integrate Charge into their existing systems easily. Strong security features ensure that clients maintain complete oversight and control of their assets.

Digital currencies are growing in popularity for cross-border payments and e-commerce. However, high fees and limited usability have slowed down adoption. Charge aims to tackle these issues by providing a comprehensive, non-custodial solution that works well with existing fiat systems while leveraging the flexibility of Web3.

Fuse operates as a Layer 2 blockchain, delivering efficient, low-cost, and borderless payment solutions using stablecoins and decentralized finance (DeFi) components. It empowers businesses to build and use blockchain technology to enhance mobile payments, e-commerce, loyalty programs, and branded stablecoins.

Recently, Fuse partnered with Radius, a rollup coordination layer, to integrate its advanced Blockspace network. This collaboration aims to strengthen the Fuse Network by improving security, scalability, and reliability—key factors for meeting the growing demand for Web3 business solutions and payment applications.